If you need to borrow a car for 24 hours or arrange flexible insurance cover, you’ll need temporary car insurance.
Search and compare short-term cover with mustard.co.uk
If you need to borrow a car for 24 hours or arrange flexible insurance cover, you’ll need temporary car insurance.
Search and compare short-term cover with mustard.co.uk
Short-term car insurance shouldn’t mean having to pay over the odds and comparing quotes can help you find what you need at a price that fits your budget.
By comparing temporary car insurance quotes, you can find a policy that suits your exact needs, so you can relax knowing you are covered.
Flexible solutions are available from most mainstream providers and they work as a standalone policy, because short-term cover exists separately from an annual policy.
You can find short-term car cover for as little as one day to up to six months.
Short-term policies by their very nature are pretty flexible and because insurers set their own terms and conditions, you can ask them to extend your policy dates if you need longer than originally set.
Temporary car cover isn’t an alternative to an annual policy so while you can extend cover if you need to, you probably won’t be able to continue renewing it after a certain length of time. It’s also worth knowing that short-term policies typically provide comprehensive cover only, although if you really want a third-party policy you could ask.
Short-term car cover won’t affect your no claims discount. You can also hold an annual policy at the same time.
Yes, you can tax your car with temporary car insurance and it’s a popular reason for taking out short-term cover. For example, if you’ve bought a car directly from a private owner, you’ll need to insure and tax the car before you can drive it home. Luckily, organising temporary cover takes little time and can be done in just a few minutes.
You can, and if you do it can actually save you money depending on the situation. For example, if you’re moving home, borrowing a friend’s car or van and insuring yourself to drive it can save you money compared to hiring a rental or using a removals firm. Similarly, if you’re staying with friends and they loan you their car for the duration, temp car cover can work out cheaper than a hire car.
Short term policies usually provide a comprehensive level of cover but insurers determine their own specific conditions so you should double check any restrictions in place. Typical restrictions and exclusions include:
It’s worth bearing in mind that these exclusions aren’t unique to short-term car insurance policies and are fairly standard in annual policies too.
If you’re between 18 and 75 and have a full UK driving licence, you should be able to buy short-term car insurance. If you’ve got a provisional licence and are under 18 you may still be able to buy temporary cover, but you might need to drive accompanied by someone 21 or over. Your insurer should make this clear when you take out the policy.
Temporary car insurance has a number of benefits, for instance:
You can search for the cheapest temporary car insurance right here at mustard.co.uk. It’s simple, just fill in our online form and we’ll search quotes from multiple providers so that you can quickly and easily find short-term cover that fits your needs.
You won’t necessarily need any specific documents, but you will need certain details to hand in order to buy temporary car insurance, including information like:
You’ll also need to agree the excess – this is the amount you need to pay in order for a claim to go ahead so it should be a figure you can afford.
Short-term car insurance up to 6 months can be ideal if you need a flexible policy, for example,
If you decide to take out a 6-month car insurance policy, bear in mind that the daily cost can work out more expensive compared to an annual policy. Of course, depending on what your needs are, this can be a small price to pay for the flexibility you get.
But if you don’t need an annual policy, you can ask for a policy that lasts 6 months instead. Flexible short-term and temporary car insurance is available from most insurers, so you should be able to find a policy to fit your needs.
Yes, one day car insurance is available from a number of providers, 24-hour policies offer a flexible solution if you only need to drive for a limited length of time.
One day car insurance also works as a standalone policy, so it won’t affect your no claims bonus if you also have an annual policy in place.
How much is it to insure a car for a day?
Premiums very much depend on your own circumstances and what the risk of a claim being made is. To work this out, insurers will consider a number of factors, for example:
If you need to borrow someone’s car for a very short period or perhaps you are test driving a car from a private seller, then you may be looking for car insurance cover for an hour.
Most mainstream providers offer short-term car insurance with policies typically lasting from 24 hours up to six months. If you only need one-hour car insurance or car insurance for a few hours you’ll need a specialist provider.
mustard.co.uk is the insurance comparison site where you can get quotes over the phone.†