Aprilia Insurance

Posted by mustard.co.uk on April 21st, 2017

Aprilia is an iconic Italian motorcycle manufacturer that specialises in sleek sportsbikes.

It’s owned by the Piaggio Group and started life as a bicycle manufacturer way back in 1945 before adding motors to its two wheelers in 1968.

From those 50cc beginnings, Aprilia has grown into a specialist in sportsbikes helped in no part by its success on the track in Grand Prix and World Superbike championships.

The flagship models in Aprilia’s current range are the RSV4 and the Tuono V4 1100s. They sit at the top end of the engine and price range but Aprilia also builds popular 125s and a 50cc scooter too.

All in all it makes for a fairly comprehensive line-up from Aprilia and if you’re thinking about buying a two wheeler from the Italian giant, it’s worth taking a look at insurance costs too.

Aprilia motorcycle insurance

Deciding on the right motorcycle insurance can be a little confusing because there are so many options out there.

Obviously you need to insure yourself on your bike but you also need to decide on the level of cover you need and how you’re going to use your bike, too.

What level of insurance do I need for my Aprilia?

There are three levels of motorcycle insurance in the UK and each of them covers you for different eventualities.

A Comprehensive policy covers you and your motorbike in the event of a claim, as well as injury or damage to third parties and their vehicles or property.

A Third Party, Fire and Theft policy provides slightly less. It only covers your vehicle against damage by fire or theft, along with cover for third parties, their vehicle and property. So if you are in an accident and your bike is written off, you won’t be able to make a claim on your policy.

The minimum legal requirement for motorbike insurance in the UK is Third Party Only cover. This only covers other parties, their vehicles and their property in the event of a claim.

Use of my motorbike

As well as picking the level of cover you need, you also need to decide the usage of your bike.

If you don’t use your motorbike for work then a social policy is fine for you however if you commute, you need a Social including commuting policy.

If you’re a delivery driver, or you use your motorcycle for business, then you’ll need a Class 1 Business use policy to keep your insurance valid.

You can compare Aprilia motorcycle insurance with mustard.co.uk. We compare quotes from some of the leading UK brokers when you fill in a simple online form.