Light Commercial Vehicle (LCV) insurance

Posted by on January 18th, 2016

A light commercial vehicle is another way of saying van, but the official definition is a van that weighs less than 3.5 tonnes.

For most people that weight doesn’t help them when it comes to spotting a light commercial vehicle or identifying whether their next van is an LCV or larger.

That’s why is here to shed some light on the subject.

What is a light commercial vehicle?

Generally the easiest way to identify an LCV is if it is similar in size to the Ford Transit van or smaller, it’s an LCV.

If it’s bigger, taller and squarer, it’s more than likely a 3.5 tonne or over van.

The good news is, nobody is going to test you on your LCV knowledge and when you buy your new van you’ll be able to find out how much it weighs.

In even better news, when you use you only have to input your vehicle details in terms of make, model and registration, and not its weight.

Is light commercial vehicle insurance different?

If you’re insuring an LCV you can pick between Comprehensive, Third Party Fire and Theft and Third Party Only insurance policies like normal.

The biggest difference for LCV owners is in terms of use. If you use your van for any business purpose, including commuting, then you will need business van insurance and there are different forms available.

Other than that, insurance for an LCV is fairly typical.

Where can I get light commercial vehicle insurance?

We’ve already given the game away but if you’re looking for light commercial vehicle insurance, can help.

We compare insurance quotes from some of the UK’s leading insurance brokers and that means you get to choose your next policy from a wide range of different quotes.

If you’ve had enough of filling in online forms, or need a bit more information to complete your quote, then don’t worry; can still help.

With you can compare van insurance quotes over the phone. We’re the only insurance comparison service that offers this in the UK.

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