Short Term van insurance
Short Term van insurance is a useful type of van cover for anyone who doesn’t drive their van (or somebody else’s van) all the time.
It means you only get insurance for when you need it, rather than paying for a standard 12-month policy when you’re rarely behind the wheel.
If you pay for 12 months and only drive a van a couple of times a year, you’re essentially paying for cover you’re not using and that means you’re spending money you don’t have to.
What is Short Term van insurance?
Short Term van insurance allows drivers to get cover when they need it and ranges from a single day to three months, depending on what you need.
Who can Short Term van insurance help?
Short Term van insurance can help lots of different people in lots of different circumstances.
One of the most common is when people move house and borrow a van from a friend. Here a Short Term policy is ideal because you’re only paying for the cover you need.
Company vans are also on the receiving end of temporary van insurance policies a lot too.
Sometimes your employer may require you to drive the company van for work purposes, or if you’ve got a really nice employer, they may let you borrow a van for different reasons.
Again, a pay-as-you-go or a Short Term policy is ideal because it means you’re not paying for the other 360 odd days of the year when you’re not driving it.
Short Term insurance for my own van
Most of the time, Short Term van insurance is used by people who are borrowing somebody else’s van however you can get a temporary policy for your own van.
What you need to remember if you get Short Tern cover on your own van is that when the cover runs out, you need to get a Statutory Off Road Notification (SORN) for your commercial vehicle.