Car Insurance for Over 80s

Posted by on February 9th, 2017

The average driver in the UK is aged around 33 or 34 according to all the quotes we receive at however the number of older drivers on the road is growing.

In 2015, research by IAM RoadSmart found that there were more than 4.34 licence holders over the age of 70 in the UK – up 11 per cent from three years previously.

Of that number, 1.17 million licence holders are aged 80 or over after a 10 per cent growth compared to 2012.

Estimates state that the number of licence holders over the age of 75 will increase to 5.5 million this year and hit 9.5 million over the next 20 years.

As a result, over 80s car insurance is big business in the UK now and more and more insurance providers are supplying quotes for octogenarians.

Is car insurance expensive for the Over 80s?

At the age of 80, most people will have been on the road for around 60 years – that’s a lot of experience and a lot of time to rack up your No Claims Bonus.

But does it result in lower insurance premiums?

Unfortunately for older drivers, your car insurance is never cheaper than when you’re aged between 66 and 70, from then on your car insurance premium starts to creep up.

According to data from the Association of British Insurers (ABI) the average car insurance premium costs £241 for drivers aged 66-70. For drivers aged 80 to 85, that jumps to £352.

So in short, over 80s car insurance isn’t cheap however it’s nowhere near as expensive as it is for anyone aged 18-25.

Where to find cheap over 80s car insurance

You can compare competitive car insurance quotes with – no matter how old you are.

We compare quotes from some of the UK’s leading car insurance brokers when you fill in one simple online form.

All you need to do is decide which policy, broker and price you think is best for you.

And there’s more good news – if you find a cheaper quote anywhere else online, let us know and we’ll beat it with our Cheapest Price Guarantee.

Compare quotes over the phone

At we want to help everyone find cheap car insurance quotes, so if you’d rather compare quotes over the phone, you can.

We compare the same amount of brokers and get you the same quotes as you would online.

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