Van insurance
for young drivers

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If you’re aged between 17 and 24, you are classed as a young driver and will generally pay a higher premium for your van insurance.

Use mustard.co.uk to compare prices from over 50 of the UK’s leading insurers to find the best deal today.

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  • How to lower your van insurance premium
  • Advice & FAQs
  • Useful links
  • Customer reviews

Jump to section

  • How to lower your van insurance premium
  • Advice & FAQs
  • Useful links
  • Customer reviews

Cheap van insurance for young drivers

As a young driver you are statistically more likely to be in an accident and therefore your insurance premium will generally be higher than for an older or more experienced driver. Different insurance providers are likely to give you different quotes, so it’s vital to compare prices to find the best deal.

Here at mustard.co.uk we are specialists in van insurance comparison – our price comparison tool automatically compares prices from over 50 of the UK’s leading van insurance companies. All you need to do is complete our simple online form, then sit back and we’ll do the searching for you. It only takes a few minutes and we present a range of policies and prices from a panel of brokers for you to choose the one that’s right for you.  

Young driver van insurance advice and FAQs

How do you get cheap van insurance for young drivers?

Insurance premiums are calculated using a wide range of factors, with a large proportion of the premium based on your specific risk profile. The amount you pay will be based on your age, the type of cover you want, the amount of cover you need, your personal information, your address, and many other factors. 

When is comes to keeping insurance costs as low as possible, here are the obvious tips to help reduce your van insurance premium:

  • Choose the smallest van that will meet your needs
  • Pick a van with the smallest engine size possible
  • Avoid vans that have been modified
  • Compare van insurance quotes for all the models you are considering so you can see where savings can be made.

Also worth noting other things like parking in a locked garage or on a driveway will lower your premium compared to parking on the road, as will fitting an immobiliser approved by your insurer.

Keeping your mileage low and increasing the cost of your voluntary excess will also help reduce costs.

We’ve compiled a list of ways you can get the cheapest van insurance quotes available to you here.

Is van insurance cheaper than car insurance for young drivers?

No, van insurance is likely to be more expensive, because it is a larger more expensive vehicle should you be involved in an accident. Also remember van insurance policies work differently from a car insurance policy, and a private van policy will not cover you for commuting to and from your place of work. If you use your van to travel to work then you must get a business van insurance policy. 

Also remember many vans have solid sides and backs which reduces visibility when driving and maneuvering, resulting in higher likelihood of accidents for those who aren’t used to driving a van. If you have been in an accident, have any traffic violations on your record, or have made previous insurance claims, the insurance company will see you as a higher risk and this usually increases the cost of your insurance.

How old do you have to be to get insured on a van?

A 17yearold Cat B licence holder can drive a car or a van not exceeding 3,500kg, so although young drivers can get van insurance, not all insurers will cover you if you are under 21. Van rental companies will have their own age restrictions and some van insurance companies only offer policies to drivers over 25 years old.

Can I get learner insurance on a van?

Learner Driver Insurance is a short term policy that allows you to get insured on someone else’s vehicle, the period is flexible and can be for a few hours up to 90 days. The insurance works in addition to any cover already in place on the vehicle. 

You can also be a named / additional driver on another driver’s policy, such as a parent or guardian.

Compare Young Driver Van Insurance

Cheap van insurance for young drivers

As a young driver you are statistically more likely to be in an accident and therefore your insurance premium will generally be higher than for an older or more experienced driver. Different insurance providers are likely to give you different quotes, so it’s vital to compare prices to find the best deal.

Here at mustard.co.uk we are specialists in van insurance comparison – our price comparison tool automatically compares prices from over 50 of the UK’s leading van insurance companies. All you need to do is complete our simple online form, then sit back and we’ll do the searching for you. It only takes a few minutes and we present a range of policies and prices from a panel of brokers for you to choose the one that’s right for you.  

Is personal van insurance more expensive than business van insurance?

Generally, a personal van insurance policy will cost less than a business van insurance policy.

That’s because a business van insurance policy needs to cover your van for more on the road use than a personal policy will – essentially you’ll use it more and at peak times of the day.

If your business van insurance policy also covers the goods and tools inside, it will be more expensive again.

That’s why it’s important to only get the level of insurance you need – if you don’t need business van insurance, don’t get it because the costs will quickly add up.

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