Import car insurance
Whether you’re importing a Japanese hatchback or an American muscle car, you’ll want to save as much money as you can on your car insurance because getting it into the UK isn’t cheap.
Why do people import cars from other countries?
The type of cars that make their way into the UK vary in cost, style and, depending on where the import comes for, name too.
If you’re importing a car from an EU country, it’s called a parallel import, while cars that get imported from non-EU countries are called grey imports.
Typically imports from Asia are cheaper than those from anywhere else, with Japanese cars in particular proving popular because of their high specifications, unique styling and low mileage.
Because importing cars is growing in popularity in the UK, it’s getting easier to do and with mustard.co.uk, it’s easy to insure your import too.
Where can I get import car insurance?
You can get import car insurance using mustard.co.uk and with our Cheapest Price Guarantee, if you find a cheaper quote anywhere else online, we’ll beat it.
Simply complete our online quote form and see a range of import car insurance quotes from some of the biggest names in UK insurance.
But, if you want a few tips on how you can keep your imported car insurance as cheap as possible, carry on reading.
Ways to reduce your imported car insurance premium
Imported car insurance is likely to be more expensive than a standard policy on a car you’ve bought from a standard UK dealership.
That’s because if you need to make a claim, repairs are going to be more expensive on an imported car because spares are harder to come by.
And on top of that, cars from outside of Europe do not undergo the same safety test, which leaves insurers guessing to a certain extent about their reliability and quality.
Uncertainty is bad for imported car owners because it means there’s a lot of unknowns for an insurer about how much a claim is going to cost – if they’re unsure, it usually ends up with you paying a higher premium.
Fortunately there are a few ways you can keep the cost of your imported car insurance premium down.
1. Is it a classic?
If your imported car can be insured as a classic, it’s worth doing because they’re usually cheaper than standard insurance policies.
Compare classic car insurance quotes with mustard.co.uk.
2. Keep your mileage down
The less you drive, the cheaper your insurance will be – this applies to all cars and all insurance policies. If you can limit the amount of miles you drive each year, your insurance will be cheaper.
3. Join a club
There are lots of imported car owners clubs and being a member of some of these groups can result in insurance premium discounts – up to 15% off the cost of your insurance in some cases.
Check to see whether your insurer offers discounts to members of approved owners clubs.
4. Secure and off the street
Fitting approved security devices to your imported car will reduce the cost of your insurance, as will parking your import in a secure garage or driveway instead of on the road.
5. Get advanced training
An approved advanced training qualification can reduce the cost of your imported car insurance premium as it shows you’re a more competent and safer driver than those without.