Minibuses are a common sight on UK roads.
Whether it’s the local school, a travelling sports team or a stag party en route to a classy seaside resort, you don’t have to look too hard to spot a minibus in the UK.
And that means lots of people need minibus insurance at one time or another, which is where mustard.co.uk steps up to the plate.
What is a minibus?
Classifying a minibus isn’t difficult; it’s basically a small bus that fits between 9 and 16 passengers.
It looks a lot like a van but is designed to transport people rather than goods, valuables or packages.
A minibus is a vehicle that seats nine to 16 passengers and in your V5 logbook it will be classed as M2.
If it’s classed as M2 then it is not a car, which means a standard car insurance policy won’t do, and it also means it’s not quite a van, so a standard van insurance policy won’t be good enough either.
What kind of insurance do I need for a minibus?
A minibus is essentially in no man’s land, lost in limbo between a car and a van.
While that might sound a bit dramatic and a little mysterious it’s not because minibus insurance is one of a kind.
Whether you use your minibus for private or business use, a specialist form of insurance is needed.
That’s because there is more risk involved when insuring a minibus because you could potentially be carrying as many as 16 passengers.
What if I use my minibus for commercial purposes?
If you use your minibus for commercial purposes then you will need a form of business insurance.
There are different types of business insurance for standard vans but there are also different options for minibus use, depending on how you use it.
Most minibus insurers will cover you for a variety of different uses including private hire or if a school or club uses your minibus.
Where can I get minibus insurance?
If you’re looking for minibus insurance then you’ve come to the right place because you can get minibus insurance quotes over the phone with mustard.co.uk.
mustard.co.uk compares minibus insurance quotes from some of the UK’s leading insurance brokers meaning you get to pick from some of the most competitive quotes around.