Car Insurance for Women
Women traditionally paid less for their car insurance than men however that changed in 2012 when a new rule came into place.
The rule meant that insurers were not allowed to take gender into account when calculating car insurance.
That was despite the fact that women were statistically less likely to be involved in accidents and claims than men.
Since then car insurance premiums for women have increased, especially those aged 17 to 22 who now pay £531 more than they did before the changes were introduced.
It’s not impossible to find cheap car insurance for women
Reading this may make you think it’s all doom and gloom for female drivers, especially the young ones, but that’s not the case.
While you can no longer rely on gender to reduce your car insurance premium, there are plenty of other ways you can get cheap car insurance quotes with mustard.co.uk.
From things like increasing your voluntary excess to adding a named driver, limiting the size of the car you drive to approved security features, there are lots of different ways you can keep your premium down.
Read our guide on How to save money on your car insurance premium.
Is there specialist car insurance for women?
The rulings mean there is now no longer specialist car insurance for women however there is one add-on that lots of brokers have to appeal to female car drivers and that’s Handbag Cover.
Handbag Cover covers the handbag and its contents up to the value of £300.