Compare van
insurance quotes

from the UK’s leading insurance providers.

Compare van insurance to find the cheapest prices across personal plans and business cover for all types of vans. Whether you need to insure a pick-up truck, a minibus or an ice cream van, will get you on the road.

Jump to section

  • What is van insurance?
  • Types of van insurance
  • Van insurance FAQs
  • Useful links
  • Customer reviews

Jump to section

  • What is van insurance?
  • Types of van insurance
  • Van insurance FAQs
  • Useful links
  • Customer reviews

Why compare van insurance?

Always compare van insurance before renewing your policy to ensure you get the best deal. You could save hundreds by running a quick comparison – has over 50 leading insurance brands on our panel, so you can compare a range of policy types at the touch of a button and find the deal that suits you.

Whether you need temporary van insurance for transporting heavy items or commercial van insurance for your day-to-day, go about your business with confidence by comparing quotes today.

Van insurance advice and FAQs

What is van insurance?

Van insurance is a type of cover built to protect you and your property when driving a van. It is similar to car insurance, but insures a larger type of vehicle which is usually classed as N1 or N2 in your vehicle logbook. Insurers don’t always agree on what is classed as a van and the expansion of the small delivery vehicle market complicates this issue.

Compare van insurance to secure the best deals, whether you do trade work or freelance as a delivery driver. You can even get a quote over the phone – ideal if you have a grey-area vehicle like a minibus. With it’s easy to tailor your cover by use type or excess.

Van insurance is a legal requirement, but great cover can also help commercial van drivers to safeguard their livelihood. Extra features, like courtesy vans, mean you’ll never miss a job.

What are the types of van insurance?

Vans come with different insurance rules to cars and it is important to select the correct class of use for your van insurance policy. If you use your van for activities like domestic gardening or sport, a social, domestic and pleasure policy will keep you covered.

Use your van for commercial reasons and you’ll need business use insurance – even if you only take on the occasional delivery. Unlike car insurance, van cover for social, domestic and pleasure use only covers commuting to a single place of work. This means you’ll need commercial cover if you work at multiple locations.

Insurance is a legal must, but basic cover may not be the best fit for your needs. A great policy can be used to protect your livelihood or the goods you’re transporting.

Temporary van insurance

Borrowing a van for the dreaded house move? Or, maybe you’re using an extra vehicle to manage a surge in demand for deliveries. Temporary van insurance allows you to be flexible and stay on the right side of the law, whether you’re transporting your teenager to their student digs or setting up a gig.

Compare short term van insurance in a few quick minutes to get the right cover, when you need it.

Commerical van insurance

For builders, plumbers and electricians, commercial van insurance is just part of the job. Getting the right insurance can safeguard your trade as well as your wheels.

There are three main types of commercial van insurance:

  • Carriage of own goods – This is perfect for trade work.
  • Carriage of goods for hire and reward – This type is ideal for local couriers.
  • Haulage – This is suited to long-distance delivery drivers.

Choose the right type of commercial van insurance to make sure you’re driving legally with the right type of protection. Whether you are a part-time delivery driver or drive your haulage vehicle through the night, let deliver the goods.

A choice of add-ons can save the day for tradespeople – including contents insurance to protect what’s on the inside. Your valuable tools are in safe hands when they are protected by goods-in-transit insurance should disaster strike.

Van thefts may be rising in the UK, but you’ll be able to park up, lock the doors and take on any job with full peace of mind.

Add features like trailer cover or a courtesy van package to make sure nothing stops you in your tracks.

Modified van insurance

Modified van insurance is a specialist type of cover, designed for vehicles that have shapeshifted for specialised purposes. Perhaps you’ve converted your van into a mobile home or simply added a surf rack. Either way, you’ll need modified van insurance.

Van modifications include cosmetic changes – like new spoilers – as well as racking and storage added to the outside. Adding or removing seats or windows counts as a modification, as does altering the power supplies, switching to alloy wheels or upgrading your entertainment system.

From ice cream vans to mobile dog grooming vans, any specialist twists should be declared to your insurer.

Is your van part of a big plan? Get covered with cheap van insurance for modified vans and American vehicles – get a quote for specialist insurance over the phone.

Can you insure a van in your company name?

You can insure a van in your company’s name if your business entity owns the vehicle – in other words, if the van has not been registered to you personally. If the van is registered to you, sole trader insurance will be more appropriate as this insures you to use your own van for business purposes.

How does insurance group affect van insurance?

A van’s insurance group is an important classification for insurance quotes – the lower the group, the cheaper insurance will be. Insurance groups are calculated similarly for vans and cars, but weight is an added factor since heavier vans are harder to control. Learn about your van’s insurance group with our handy guide.

How is a campervan classed for insurance purposes?

Purpose-built campervans sit in their own insurance category, as do larger motorhomes – so they should not be insured as vans. Modified vans are sometimes still classed as vans, though, so DIY campervan conversions may require van insurance.

Find out more about campervan insurance here.

How can I reduce the cost of my van insurance?

Van insurance is generally more expensive than a car insurance policy, because vans cover more miles and often come with larger engines. Finding cheap van insurance is possible – but you need to search smart.

Many people think third-party insurance is cheaper than comprehensive policies, but this is rarely the case today. In fact, the cost of comprehensive van insurance can be significantly cheaper. This means it often pays to choose a comprehensive policy to protect your van.

There are other ways to save on the cost of van insurance – like increasing your voluntary excess and adding security features to deter thieves.

What affects the price?

Like car insurance, van insurance costs are shaped by factors like your age, claim history and the size of your van’s engine.

Insurers take details like your industry and age, then use statistics to estimate the risk of a claim. The way each insurer interprets the details can be very different, though. Van insurance quotes are calculated in different ways from insurer to insurer, which is why it is always a good idea to compare the price before purchasing a policy.

As a van driver, your mileage will play a big role in shaping your quote, since spending a long time on the road increases your risk of being in a collision. Ensure your insurance is valid by accurately calculating your average weekly, monthly and annual mileage.

Important extras – like goods-in-transit insurance – can also increase the cost of insurance. Remember, the cheapest van insurance is not always best-suited to your needs.

Can I pay monthly for van insurance?

Paying monthly for van insurance is becoming a common way to arrange your finances, since spreading the cost helps you to manage your regular outgoings.

This can help you to balance van insurance payments with other business overheads – like rent, tax and wages. You can arrange to pay by direct debit, so there’s no need to worry about missing payments.

The main benefit of paying monthly for van insurance is that you won’t need to fork out for a lump sum, but paying monthly can make your insurance slightly more expensive than paying annually. It is a good idea to keep a record of your van insurance renewal date so you don’t forget to compare great deals.

Get a quote with and we’ll email you when the date approaches – it’s a service we run so hardworking traders can focus on the job.

Cheapest van insurance quote, guaranteed*